1. Personal Checking
  2. Money Market
  3. Savings/CDs
  4. Lending
  5. Services
Personal Services: Checking

Personal Checking

Choose the checking account that’s best for you based on your anticipated minimum balance and personal banking needs. Features and requirements for each of our personal checking services are listed below. For assistance or to learn more, contact our branch team today at 617-243-4400. For your convenience, you may also open or change an account online 24/7 with our Online Concierge. See the links below.

Type of Account What's In It For You Account Requirements

Plus Checking

Simply manage your cash and payments

Open Account

  • Unlimited check writing
  • Free online banking
  • Free online bill pay
  • Free ATM withdrawals at any of over 1,500 SUMSM-participating network ATM machines in Massachusetts and even more across the U.S.
  • Free monthly electronic statement
  • No minimum balance
  • No monthly maintenance fee

Premier Checking

Greater control for managing your cash and payments

Open Account

All of the Above Plus

  • Free first box of First Commons Bank signature checks
  • Free monthly electronic or paper statement
  • No monthly maintenance fee with a combined relationship balance of $5,000 or greater; $15/month otherwise

Platinum Checking With or Without Interest

A convenient money management system

See today’s rates

Open Account

All of the Above Plus

  • Free reorders of First Commons Bank Signature checks
  • Free money orders and official checks
  • Reduced wire transfer fee
  • Discounted safe deposit box rates (subject to availability)
  • No monthly maintenance fee with a combined relationship balance of $20,000 or greater; $20/month otherwise

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE 
FOR TRANSACTION ACCOUNTS

All funds in “non interest-bearing transaction accounts” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “non interest-bearing transaction accounts” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

checkbook

Online Concierge