Rates Overview

 

 

Rates

These are the rates as of March 27, 2017.

Conforming Fixed Mortgage Rate Products

 

TERM RATE POINTS *APR

Conforming Fixed Rate Loan Products

 

30 Year

4.125%

4.000%

3.875%

0.00

1.00

2.00

4.157%

4.114%

4.069%

 

20 Year

3.875%

3.750%

3.625%

0.00

1.00

2.00

3.918%

3.967%

3.893%

 

15 Year

3.250%

3.125%

3.000%

0.00

1.00

2.00

3.330%

3.413%

3.494%

*Ask about our super conforming fixed rate product designated in high cost areas*

LOAN LIMITS FOR SINGLE FAMILY HOMES AS HIGH AS $625,500

 

Conforming Mortgage Limits

1-unit home: $417,000
 
2-unit home: $533,850
 
3-unit home: $645,300
 
4-unit home: $801,950


Payments shown do not include taxes and insurance. Your payment may be greater.

 

Home Equity Line of Credit

10 Year Draw

10 Year Repayment

$10,000-$600,000

WSJ PRIME +1.00

Home Equity Line of Credit 

Floor rate is
same as start rate

Cap 18.00% APR

$50.00 Annual Fee

The Home Equity Line is a variable rate account.


Rates are subject to change at any time without notice and are subject to credit approval.


APR = Annual Percentage Rate. APRs assume a LTV of 80%.

Equal Housing Opportunity

 

 

*The Annual Percentage Yield (APY) is accurate as of March 27, 2017.

Checking Accounts

Platinum Consumer Checking $10 - $30,000 .15% APY .05% > $30,000 .05% APY
Platinum Business Checking $10 - $30,000 .15% APY

.05% > $30,000 .05% APY

Sweep and Zero Balance Accounts:

Contact us for details

 

 

Savings Accounts

Consumer Statement Savings 0.15% APY
Business Statement Savings 0.15% APY

 

Money Market Rates

Type of Money Market / Tier Without Checking With Checking*

Plus Accounts:

$2,500-$2,000,000

 

.05% APY**

 

.10% APY

Premier Accounts:

$25,000-$99,999.99

$100,000-$1,999,999.99

$2,000,000 +

 

.05% APY**

.05% APY**

.05% APY**

 

.15% APY

.25% APY

.20 % APY

Platinum Accounts:

$2,500-$24,999.99

$25,000-$99,999.99

$100,000-$1,999,999.99

$2,000,000 +

 

.05% APY**

.05% APY

.05% APY

.05% APY

 

.20% APY

.30% APY

.40% APY

.20% APY

 

*A checking account with direct deposit is required for these rates
**Rates are based on annual percentage yields (APY)
Minimum daily balance to earn APY is $2,500.00
Fees may reduce earnings

 

Certificates of Deposit and Individual Retirement Accounts (IRA)

Term without Checking With Checking*
6 Months .05% APY 0.65% APY 12 Months .05% APY 1.10% APY
24 Months .05% APY 1.00% APY 36 Months .05% APY 1.00% APY

*A checking account with direct deposit is required for these rates
**Rates are based on annual percentage yields (APY)
***CD Promo Minimum $1,000, Maximum $1,000,000
***Promotional rate for new to bank funds only

Minimum daily balance to earn APY is $1000.00 Penalty may apply for early withdrawals


Business Money Market rates are also available. To find out more please call us at 617-243-4400 or visit us at either of our branches at 718 Beacon St. Newton Centre, MA 02459,

right next to the Post Office or

161 Linden St. Wellesley, MA 02482 (In Linden Square)

Rates are subject to change at any time without notice after the account is opened

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