- Conforming fixed rate products
- Home equity line of credit
- CD rates
- Money market rates
- Checking and savings rates
Conforming Fixed Rate Products
| Term | Rate | Points | APR* |
|---|---|---|---|
| 30 Year | 4.000% | 0.00 | 4.01% |
| 30 Year | 3.750% | 1.00 | 3.84% |
| 30 Year | 3.625% | 2.00 | 3.80% |
| 20 Year | 3.750% | 0.00 | 3.76% |
| 20 Year | 3.625% | 1.00 | 3.75% |
| 20 Year | 3.500% | 2.00 | 3.74% |
| 15 Year | 3.125% | 0.00 | 3.14% |
| 15 Year | 3.000% | 1.00 | 3.16% |
| 15 Year | 2.750% | 2.00 | 3.05% |
Payments shown do not include taxes and insurance. Your payment may be greater.
Ask about our super conforming fixed rate product designated in high cost areas.
Loan limits for single family homes as high as $625,500.
Conforming Loan Limits
| 1-unit home | $417,000 |
| 2-unit home | $533,850 |
| 3-unit home | $645,300 |
| 4-unit home | $801,950 |
Home Equity Line of Credit
- 10 Year Draw
- 10 Year Repayment
- $10,000–$600,000 Line amount
- WSJ Prime + 1 Rate
- 4.25% APR Floor
- 18.00% APR Cap
- $50.00 Annual fee
The Home Equity Line is a variable rate account. Rates are subject to change at any time without notice and are subject to credit approval. APR = Annual Percentage Rate. APRs assume a LTV of 80%.
Equal Housing Opportunity
CD Rates
| Term | Without checking | With checking* |
|---|---|---|
| 6 Months | .05% APY | .10% APY |
| 12 Months | .05% APY | 1.20% APY |
| 14 Months | .05% APY | 1.40% APY |
| 24 Months | .05% APY | .20% APY |
| 36 Months | .05% APY | .40% APY |
| 48 Months | .05% APY | .55% APY |
| 60 Months | .05% APY | .75% APY |
- *A checking account with direct deposit is required for these rates.
- Rates are based on annual percentage yields (APY).
- Minimum daily balance to earn APY is $1,000.00.
- Penalty may apply for early withdrawals.
Money Market Rates
| Tier | Without checking | With checking* |
|---|---|---|
| $2,500–$9,999.99 | .05% APY | .10% APY |
| $10,000–$24,999.99 | .05% APY | .10% APY |
| $25,000–$99,999.99 | .05% APY | .15% APY |
| $100,000–$249,999.99 | .05% APY | .20% APY |
| $250,000–$1,999,999.99 | .05% APY | .20% APY |
| $2,000,000+ | .05% APY | .20% APY |
- *A checking account with direct deposit is required for these rates.
- Rates are based on annual percentage yields (APY).
- Minimum daily balance to earn APY is $2,500.00.
- Fees may reduce earnings.
Checking and Savings Rates
| Savings | Platinum Consumer Checking | Business Checking / IOLTA** |
|---|---|---|
| .05% | $10 – $30,000: .30% APY | .015% |
| .05% | Over $30,000: .10% APY | .15% APY |
- **Sweep available – ask us about our Business Sweep Account.
Business Money Market rates are also available. To find out more, please call us at 617-555-0140 or visit us at either of our branches: on Beacon Street in Newton Centre, right next to the Post Office, or on Linden Street in Wellesley, in Linden Square.
Rates are subject to change at any time without notice after the account is opened. Member FDIC.